Ocean-view rooftop terrace at Loma Serena
Loma Serena · Buying
Fideicomiso

Buying in Rosarito as a foreign buyer.

The basics to understand before requesting pricing, availability, or a private visit for coastal property in Baja.

Fideicomiso

Rosarito is inside Mexico's coastal restricted zone. For foreign buyers, ownership is commonly structured through a bank trust called a fideicomiso. In simple terms, the bank acts as trustee while the buyer holds rights to use, sell, rent, or inherit the property according to the trust agreement.

This is general information, not legal advice. Buyers should review the process with qualified professionals before signing or reserving.

What to ask

  • Who coordinates the fideicomiso and closing.
  • Which closing costs, taxes, and professional fees apply.
  • Which documents the buyer needs.
  • Which rental, HOA, and maintenance rules apply.
  • What is included in the model and what is an upgrade.

Costs to confirm

Do not make decisions with unverified numbers. Current price, deposit, payment schedule, HOA, closing costs, delivery timing, and rental rules should be confirmed with Buy Baja before moving forward.

Next step

If Loma Serena fits your search, the next step is not guessing terms. Request current availability, review the brochures, and schedule a visit or call with Buy Baja.

Ask clearly.

Send your details and request current availability, buying process guidance, and private visit options.

Request availability